PRIVACY POLICY

Effective 1/20/2026

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This information provided by Her-Bloomico Agency ("we, "us" or "our") on this website and through our services is for educational and informational purposes only.

Her-Bloomico Agency is a credit repair and financial literacy agency. We are not a law firm and do not provide legal advice, legal opinions, or legal representation. No attorney-client relationship is created by your use of this website or our services.

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While the founder of Her-Bloomico Agency is a law school graduate and holds a Juris Doctor (J.D.), this agency does not offer legal services of any kind. Any references of laws, consumer rights, or regulations, including but not limited to the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), or Credit Repair Organizations Act (CROA), are provided for general educational purposes only.

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Credit results, timelines, and outcomes vary based on individual credit profiles, creditor responses, and client participation. No guarantees are made regarding specific credit score improvements, deletions, approvals, or funding outcomes.

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Her-Bloomcio Agency does not control and is not responsible for decisions made by credit bureaus, creditors, lenders, landlords, employers, or financial institutions. Any information provided by Her-Bloomico Agency are done at your own discretion and risk.

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By using this website and enrolling in our services, you acknowledge that you understand and agree to our Legal Disclaimer.

Her-Bloomico Agency respects your privacy. We collect only the information needed to provide our services, communicate with you, process payments, and improve your experience. We do not sell or share your personal information, and we take reasonable steps to protect it. By using our website or services, you agree to this Privacy Policy.

All sales are final.

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Fees are disclosed prior to enrollment. 

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All payments are subject to the terms outlined in your service agreement.

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Fees for services rendered are NON-REFUNDABLE.